![]() The service was launched exclusively to Windows 10 Mobile in conjunction with an update to Microsoft's Wallet app. ![]() It was initially released to participants of Microsoft's Windows Insider program and was later made available to the general public on August 16, 2016, with the release of the Windows 10 Mobile Anniversary Update. Microsoft Wallet was launched on June 21, 2016, in the United States. The service's original name was also originally used for a feature included in Internet Explorer 4 and Internet Explorer 5 that allowed users to store credit card information to use with a limited number of supported sites. Similar to Android Pay, Microsoft Pay utilized host card emulation (HCE) for making in-store payments. Microsoft Pay does not require Microsoft Pay-specific contactless payment terminals, and supported existing contactless terminals if used on mobile devices. Microsoft Pay (previously Microsoft Wallet) was a mobile payment and digital wallet service by Microsoft that allowed users to make payments and store loyalty cards on certain mobile devices, as well on PCs using the Microsoft Edge browser.
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